Welcome to Shariah Exchange
A Gateway To
Halal Investments,
Wealth Creation,
Goal Planning,
Tax Planning.
Discover Shariah-compliant opportunities tailored to one’s values.
We’re delighted to have you here on this journey with our Partners
Start Investing with Shariah Principles
in Indian (NSE, BSE ) & Global Markets
Limited Time Offer !!! Limited Time Offer !!!
Open A Free Account with our Business Partners
Free
Demant & Trading Account Opening
Free
AMC
Free
Personal Advisor & Research on Shariah Compliant Stock
Who We Are ?
Shariah Exchange is established with the sole purpose of offering wealth creation products and services The Shariah Way. At ShariahExchange, we are dedicated to guiding you through the dynamic landscape of the Indian share market (NSE & BSE) and providing investment opportunities in Shariah-compliant stocks.
As Shariah based advisors, we bring a wealth of expertise in Halal investing, ensuring that your financial journey aligns seamlessly with Islamic principles.
There was a lack of understanding regarding investing in the stock market in a Shariah-compliant way. We have conducted seminars to create financial literacy and freedom for audiences..
Moreover, we have been liaising with the industry to offer several new products in market segments like Equities, Mutual Funds, Pension Funds, PMS, while complying with Shariah Norms.
Our Mission
At Shariah Exchange, we aim to make Islamic Finance education accessible to everyone and assist Muslim investors worldwide in achieving their financial goals. Join us on our trading and financial education platform to learn and grow together.
Our Vision
Many Muslims lack access to proper Islamic financial education, especially about investments and capital markets. Additionally, devout Muslims often avoid financial markets to prevent unintentional investment in forbidden (haram) assets. This has led to a situation where Muslims aren't benefiting from financial opportunities as much as non-Muslims. But it doesn't have to be this way. To tackle this problem, we are creating a user-friendly Halal trading platform. Here, Muslim investors can easily learn about investing, conduct research, and make trades—all in one place. By using our platform, Muslim investors can empower themselves financially in a halal manner.
What We Do?
Shariah Exchange Provides Services To Assist You In
Building Wealth The Shariah Way.
At Shariah Exchange, we’re here to help you grow your wealth in a way that aligns with Islamic principles. Our services are designed to make the process easy and Shariah-compliant.
Whether you’re new to investing or looking to expand your portfolio, we’ve got you covered. Reach out to us for all your investment needs, and let’s work together to build a secure financial future for you and your family.
We understand the importance of following ethical and Halal practices in financial matters, and our team is dedicated to providing guidance and support every step of the way.
Your financial success is our priority, and we’re excited to assist you on your journey to creating wealth the Shariah way.
Indian & Global Halal Stocks.
Explore ethical investing with Shariah Exchange's Indian & Global Halal Stocks. Align your financial goals with Islamic principles, offering a curated selection for responsible wealth creation.
Halal Wealth Baskets.
Halal Wealth Baskets by ShariahExchange provide a diversified and ethical investment solution, carefully curated to align with Islamic principles, offering a convenient and responsible way to grow wealth.
Unlisted or Pre IPO Stocks.
Shariah Exchange present unique investment opportunities in promising ventures yet to go public, offering potential early growth and strategic diversification for investors seeking unconventional prospects.
Shariah
Mutual Funds.
Shariah Compliant Mutual Funds represent a socially responsible investing approach rooted in Islamic principles. Guided by the moral code of Shariah law, these funds align with Muslim beliefs for ethical investments.
Tax Savers
ELSS.
An ELSS is a tax-saving investment that's eligible for tax benefits under Section 80C of the Income Tax Act, 1961. ELSS funds are equity funds that invest at least 80% of their funds in equities or equity-related instruments
Portfolio Purification.
Portfolio Purification service ensures your investment alignment with Islamic principles, providing expert analysis to ethically refine and optimize your portfolio for responsible wealth management.
How We Do?
Our Methodology
At Shariah Exchange, we carefully check and analyze companies using a thorough method called AAOIFI*.
This helps us create reliable and detailed reports about Indian & Global company stocks.
1. Business Sector Screening
The company will follow Shariah principles, as explained by the AAOIFI*. We avoid dealing with companies engaged in the following activities:
- Alcohol
- Riba (Interest) Financial Services
- Gambling
- Pornography
- Tobacco
Companies which derive revenue of less than 5% from the above non permissible activities (including non-operating interest income) are still considered to have passed the Business Sector screening criteria.
2. Financial Screening
After removing companies with non-compliant business activities, the aftermath companies are further examined for compliance with accounting ratios, as certain ratios may violate the compliance measurements.
Cash Compliance: For a company to pass the Cash compliance ratio its total cash and liquid deposits over its 3 years average market capital should be less than 33%.
Debt Compliance: For a company to pass the Debt compliance ratio the total interest bearing debt over its 3 years average market capital should be less than 33%.
Receivable Compliance: For a company to pass the Receivable compliance ratio its total business receivables over its 3 years average market capital should be less than 49%.
3. Dividend Purification
Companies having less than 5% of their revenues coming from the prohibited business activities are said to have passed the Sector-based Screens. But the proportion of dividends attributed to revenue generated from such non-permissible business activities and interest income will have to be purified.
Dividend income purification is the process of purging the income received from activities/ sources that are non-compliant as per Shariah principles from the total income.
When Shariah compliant securities receive dividend or any other prohibited income as per Shariah principle as part of a company’s normal business operation, a purification process takes place.
Any proportion of income received from activities that are non-compliant as per Shariah principles may be paid to Charity and thereby ‘purified’.
Why Choose Us?
Choose Shariah Exchange for a financial journey aligned with Islamic values.
The Only All-in-one Broker for Ethical Investors.
Frequently Asked Questions?
Here are some frequently asked questions (FAQs) related to Shariah-compliant brokers.
A Shariah-compliant broker is a financial institution that operates in accordance with Islamic principles. It adheres to the rules and guidelines set forth by Shariah law, ensuring that financial transactions are free from elements such as interest (riba), uncertainty (gharar), and investments in prohibited activities.
Shariah-compliant investing involves avoiding interest (riba), avoiding investments in businesses that involve activities such as gambling, alcohol, pork, and adhering to ethical and moral standards. Profit and loss sharing, as well as asset-backed financing, are also common features.
Profits in Shariah-compliant investments are generated through permissible means, such as profit and loss sharing arrangements (Mudarabah), joint ventures (Musharakah), and trade-based activities. Earning money through interest is strictly prohibited.
Shariah-compliant brokers may have specific screening processes and compliance procedures, which could result in slightly higher costs compared to conventional brokers. However, this is often considered a trade-off for adhering to ethical and religious principles.
Shariah-compliant brokers typically use screening methodologies to filter out companies that are involved in prohibited activities or have high levels of debt. They may also assess financial ratios to ensure compliance with Islamic principles.
Yes, Shariah-compliant brokers are open to clients of all faiths. While these brokers cater to Islamic principles, they often offer a diverse range of financial products and services that can be utilized by investors with different religious beliefs.
Contact Us
Our expert team is always keen to help. For any queries / suggestions, kindly give us a call, send us an email, or fill out the form below.
Shariah Exchange.
Contact Person :
Hussain Khan : +91 – 99203 20369
Fahim Ansari : +91 – 99878 31165.
Email – info@shariahexchange.in